An integrated approach to risk management
A sound business plan is the basis for every investment. However, an investment decision is never based on the business plan alone. So Incluvest also looks at the impact on the environment, the community and the value chain as well as how the investment will benefit farmers at the bottom of the supply chain. Where necessary we will bring in people and resources to strengthen the value chain. For example, we can provide expertise or empower small rural farmers to work together. This not only safeguards the success of the enterprise but it also reduces the risks of the investment.
Knowledge of local markets
For Incluvest investing is not a game of chance, but a decision made after careful consideration. Knowledge of the local market and the entrepreneur are crucial. Incluvest works with local intermediaries who have this knowledge. Together we assess the feasibility and risks of each investment. Our approach enables us to provide access to finance for entrepreneurs who commercial banks overlook. These banks often focus on short-term results and are highly risk-aversive.
Customized investment strategies
For each investment opportunity, the board of Incluvest will decide - based on a set of criteria - what type of investment best fits the needs of the investee. Depending on the outcome, they may decide to provide a grant for just capacity building purposes, a short-term loan as working capital or an investment credit for the longer term. In other cases Incluvest provides equity to the enterprise or an existing fund, either directly or through a holding company.